Cash Flow
Winter
In retirement, knowing how much is coming in—and where it’s coming from—is just as important as knowing what’s going out. We start with a detailed cash flow analysis to understand your income sources and expenses. From there, we help you build a strategy for cash flow management that balances reliability with flexibility. Whether it’s Social Security, pensions, rental income, or cash flow from investing, we’ll help you structure it all in a way that supports your lifestyle while keeping taxes and risks in check.
Your One Page Plan
We start the season by putting together your one-page financial plan. That means getting a clear picture of your key numbers—your assets, debts, net worth, and household income. This simple plan becomes the roadmap for your retirement income strategy. At The WealthPlan LLC, we’re big believers in using the right tech to make planning easier. With the right tools in place, we’ll help you get the answers you need—quickly and confidently.
Saving for Major Goals
Financial planning isn’t just about managing what you have—it’s about building toward what you want. Whether you're saving for a home, setting aside funds for a child's education through a 529 college savings plan, planning future travel, or looking to start your own business, each goal deserves a financial strategy. We help you identify what’s most important, then create a plan that prioritizes those ambitions without compromising your day-to-day financial health. By breaking larger goals into realistic steps and aligning them with your income, investment strategy, and timeline, we make your savings goals feel more achievable.
Cash Flow Topics
This season, we explore how much cash you should keep on hand, the best accounts to store it in, and strategies to maximize your interest earnings.
Social Security Benefits
We also walk through your Social Security statement at www.ssa.gov to help you better understand your benefits.
Aggregation tools
We highlight the value of using tools like Monarch Money to gain insight into your actual spending habits and create precise, penny-level budgets.
Unclaimed Funds
We check for any unclaimed funds owed to you using the New York Unclaimed Funds site—remember, every state has one.
Book a Complimentary Discovery Session
Proactive financial planning isn’t a one-time event—it’s a year-round discipline. Ready to see if our Four Seasons of Planning model is a fit for your goals?
Click below to schedule your no-cost Discovery Session. Let’s make sure your strategy is working as hard as you are.