Documents Needed
📋 Your Document Checklist for Every Season
What to have ready before each of your Four Seasons of Financial Planning meetings
Before each meeting, pull together what you can for that season. Don't worry if you come empty-handed — many of these items we can simply talk through together, and having documents is a bonus, not a requirement. Some is always better than none.
Winter
Retirement & Cash Flow
Gather ahead of your meeting
Current Income Sources
No documents needed — we'll talk through where your income is currently coming from.
Monthly Average Spending Figures
Ideally gathered from an expense organization tool like Monarch Money.
Mortgage Information
Current balance, interest rate, loan term, and monthly principal & interest payment.
Other Loan Information
Student loan statements, credit card statements, and any other outstanding balances.
Social Security Statements
Available at ssa.gov — sign up for a free account if you don't have one yet.
Spring
Tax Planning & Insurance Optimization
Gather ahead of your meeting
P&C Insurance Declaration Pages
Home, auto, umbrella, and jewelry.
Life, Disability & Long-Term Care Insurance — Statements & In-Force Illustrations
Most Recent Tax Return — All Schedules & Statements
Summer
Estate Planning & Assistance to Loved Ones
Gather ahead of your meeting
Beneficiary Designations
Retirement accounts, life insurance, and any TOD or POD accounts.
Estate Documents
Wills, trusts, living wills, and power of attorney.
Family Financial Support
Any regular financial assistance given to or received from family members.
Legal Agreements
Divorce decrees, separation agreements, and prenuptial agreements.
Fall
Investment & Account Reviews
Gather ahead of your meeting
Brokerage & Taxable Account Statements
Pension & Annuity Statements
Retirement Account Statements
IRA, Roth IRA, 401(k), 403(b), and similar accounts.
Have online account access? Even better. If you can log in to your accounts — brokerage, retirement plan, insurance, Social Security, or anything else — there's no need to gather statements in advance. We can pull everything up together during our meeting, download what we need, and make any updates on the spot. Just have your login credentials handy.
We meet four times a year — one focused meeting per season — so your plan always stays current.