What Working Together Looks Like
A clear picture of the relationship before you commit to anything
The Best First Step Is a Conversation
Your first two meetings are on us — no cost, no obligation.
In about an hour, we'll listen to where you are, learn what matters most to you, and show you exactly how we'd approach your situation. No pressure. No pitch. Just a real conversation.
That includes your Four Seasons Discovery Meeting and our Seven-Step Investment Process Meeting — both complimentary. It's our way of making sure you feel genuinely confident before committing to anything. Meet by phone, Zoom, or in person.
Meet Your Team
The people behind your plan.
I grew up in Oceanside, Long Island, where my biggest concerns were mastering breakdancing moves and beating video games. Some things haven't changed — I still own more games than I have time to play.
I went to Washington University in St. Louis, majored in finance and accounting, joined the breakdancing club, and learned Jeet Kune Do — Bruce Lee's martial art. I also spent six months studying abroad in Melbourne, Australia, where I bungee jumped, skydived, and saw the original Spider-Man in theaters.
The moment that pointed me toward this career happened in a classroom. My finance professor asked why people don't just hold on through market volatility — and I couldn't figure it out either. That question has followed me into every client relationship since. Most of what I do comes down to helping people stay calm when markets get loud.
Senior year, that same professor brought in a local financial planner to speak to the class. Light bulb. I started in the industry in 2004 and haven't looked back. I founded The WealthPlan LLC because I wanted to do this work on my own terms — with a real process, real relationships, and no corporate script.
I live and work in Great Neck, New York with my wife Diana and our daughter Sophia — a.k.a. The Sopinator, age 3, part angel, part chaos.
Outside the office I'm a movie nerd, a lifelong Spotify playlist curator, a Funko Pop collector, and someone with a deep love of Jewish theology and personal growth. I bring the same curiosity to both.
If you work with me, you're not getting a talking head. You're getting someone who will remember your goals, call you back fast, and — every season of the year — make sure your financial life is moving in the right direction.
- Direct relationship — you always work with David
- Leads all planning and investment oversight
- Four Seasons framework and ongoing guidance
Amy joined The WealthPlan LLC in 2022. Her background spans portfolio management software at Morningstar and AssetBook, institutional due diligence at Deutsche Bank, and executive leadership at a non-profit healthcare organization. She brings deep operational expertise to every client relationship.
Amy helps coordinate onboarding, Schwab paperwork, account servicing, and client support to make sure everything runs smoothly behind the scenes.
Communication Matters
Direct Access
You can call or text David directly at (516) 400-7111. No extension dialing. No call centers.
Meeting Summary Emails
After every meeting, you'll receive a summary email recapping what we discussed, any action items, and next steps. This way you can focus on the meeting and not note-taking.
Text Us & Fast Replies
Text us anytime at the same number — our office line handles both calls and texts. Calls, texts, and emails are returned within 24 hours, usually much sooner.
Flexible Meetings
Meet in person, by Zoom, or by phone — whichever works best for you.
Proactive Updates
Beyond our scheduled reviews, you'll hear from me when something matters — important investment updates, planning reminders tied to the time of year, and the occasional heads-up so nothing important catches you off guard.
Monthly Newsletters
Monthly newsletters with timely insights and planning reminders delivered to your inbox.
Getting Started
Discovery Conversation
We begin by understanding your goals, concerns, priorities, and overall financial picture.
Onboarding & Account Setup
Every relationship starts with an onboarding meeting. For investment management, we also open and fund your Charles Schwab accounts and get you fully invested.
Building Your Plan
Using our Four Seasons of Planning framework, we prioritize the areas most important to you first.
Ongoing Reviews & Guidance
From there, we work through the Four Seasons at the pace that fits you. Some move quickly, others prefer to go slower. The goal is simple: provide financial advice that's understandable, actionable, and confidence-building.
Your Four Seasons in Action
For full details on each season, visit the Four Seasons of Planning page on our website.
What You Get as a Client
Financial Plan & Portal Access
We build your plan in RightCapital and give you full portal access — plus a comprehensive written summary of your plan and action items to keep.
Performance Reporting
Know how much your accounts have made in both percentage and dollar terms after all fees.
Flourish Cash — High-Yield Savings
High-yield savings accounts through Flourish Cash to put idle cash to work between investments.
Full Range of Account Types
IRAs, Roth IRAs, Brokerage, SEP IRA, 401(k), UTMA, and 529 plans — we handle the full spectrum.
Secure Document Delivery
Sensitive documents are securely delivered via Encyro's encrypted platform.
Educational Content
Videos created specifically for our clients — practical, plain-English financial guidance.
Frequently Asked Questions
Ready to see what this could look like for you?
Your first two conversations are on us — no cost, no obligation, no pressure. Just a chance to learn whether we're the right fit.
Book Time with David “WealthPlan” Warshaw